Computer repair business insurance
As an IT consultant you understand how to tailor information technology to meet your client's needs. At Hiscox we understand the unique risks you face in doing so. That's why we offer IT consultant insurance that's tailored to your field.
Professional liability insurance for IT consultants
Faulty backup: You have been contracted to backup your client's business records, and the external hard drive you use fails causing you to lose all of the data. Your client could make a claim against you for using improper backup procedures which caused your failure to deliver the services promised. Professional liability insurance (errors and omissions insurance) protects you if such a claim is made.
Dissatisfied client: You are hired to review your client's website and network security in order to implement new procedures where you find weaknesses. A month after you complete the project, your client's website gets hacked and they lose revenue from the site being down. Your client accuses you of faulty work. Professional liability insurance protects you against claims of negligence even if you haven’t made a mistake.
Learn more about professional liability insurance.
General liability for IT consultants
Bodily injury: As an IT consultant your job often involves equipment setup that can create a high risk environment for property damage or bodily injury should your configuration overload an electrical supply and cause a fire. General liability insurance protects you against third-party claims for property damage, bodily injury and related medical costs.
Learn more about general liability insurance.
Business owner insurance for IT consultants
Equipment damage: Custom software and website design can't be produced without the proper equipment. Your damaged equipment could prevent you from working. Our business owner insurance combines general liability coverage with protection for your business equipment such as computers, servers, external hard drives and network cables used to provide your service.